:root{
 --navy:#0a1633;--blue:#1769e0;--blue2:#0e56c7;--ink:#152033;--muted:#68748b;
 --bg:#f5f7fb;--card:#fff;--line:#e3e8f1;--green:#087f55;--gold:#f4b740;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:inherit;text-decoration:none}.top{background:var(--navy);color:#fff;text-align:center;font-size:12px;padding:8px 15px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}
.nav{max-width:1200px;margin:auto;display:flex;align-items:center;gap:25px;padding:15px 20px}
.brand{font-size:24px;font-weight:950;letter-spacing:-1px;color:var(--navy);white-space:nowrap}.brand span{color:var(--blue)}
nav{display:flex;gap:18px;margin-left:auto;font-size:14px;font-weight:750;align-items:center}nav a:hover{color:var(--blue)}
.menu{display:none;background:#fff;border:1px solid var(--line);padding:8px 10px;border-radius:8px}
.container{max-width:1200px;margin:auto;padding:0 20px}
.hero{background:radial-gradient(circle at 80% 10%,#286be2 0,#153d91 38%,#0a1633 100%);color:#fff;padding:70px 0 62px}
.hero h1{font-size:52px;line-height:1.04;margin:0 0 18px;max-width:800px;letter-spacing:-2px}
.hero p{max-width:760px;color:#dfe9ff;font-size:18px;margin:0 0 28px}
.search{display:flex;background:#fff;border-radius:13px;padding:6px;max-width:700px;box-shadow:0 15px 35px #0003}
.search input{flex:1;border:0;outline:0;padding:13px;font-size:15px;min-width:0}.btn{border:0;background:var(--blue);color:#fff;padding:12px 19px;border-radius:9px;font-weight:850;cursor:pointer;display:inline-block}.btn:hover{background:var(--blue2)}
.hero .btn{background:var(--gold);color:#161616}
.section{padding:42px 0}.section h2{font-size:30px;line-height:1.2;margin:0 0 8px}.lead{color:var(--muted);margin:0 0 22px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.four{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 5px 22px #1326520a}
.card h3{margin:0 0 7px;font-size:19px}.card p{color:var(--muted);font-size:14px;margin:0 0 16px}
.pill{display:inline-block;background:#edf4ff;color:#1455b8;border-radius:999px;padding:4px 9px;font-size:11px;font-weight:850;margin-bottom:9px}
.adslot{min-height:90px;border:1px dashed #c7cfdd;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#8a94a8;font-size:11px;margin:25px 0;background:#fbfcfe}
.calcwrap{display:grid;grid-template-columns:1.03fr .97fr;gap:22px}
.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px}
.panel h2{margin-top:0}.field{margin-bottom:16px}.field label{display:block;font-size:13px;font-weight:850;margin-bottom:6px}
.field input,.field select{width:100%;padding:12px;border:1px solid #d6ddea;border-radius:9px;font-size:15px;background:#fff}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.result{background:linear-gradient(145deg,#0a1633,#123d8e);color:#fff;border-radius:16px;padding:25px}
.result .big{font-size:43px;font-weight:950;line-height:1.1;margin:5px 0 17px}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.stat{background:#ffffff12;border:1px solid #ffffff1e;border-radius:10px;padding:12px}.stat b{display:block;font-size:16px}
.chartbox{height:220px;background:#fff;border:1px solid var(--line);border-radius:13px;padding:12px;margin-top:18px}
.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}.table th,.table td{padding:10px;border-bottom:1px solid var(--line);text-align:right;font-size:13px}.table th:first-child,.table td:first-child{text-align:left}
.notice{background:#fff9e9;border:1px solid #efd58a;padding:15px;border-radius:10px;font-size:13px}
.article{max-width:900px}.article h1{font-size:44px;line-height:1.1}.article h2{margin-top:30px}.article p,.article li{color:#404b60}
.faq details{background:#fff;border:1px solid var(--line);padding:14px 17px;border-radius:10px;margin:9px 0}.faq summary{font-weight:850;cursor:pointer}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
footer{background:#0a1633;color:#d9e2fb;padding:45px 0;margin-top:30px}footer .brand{color:#fff}footer a{color:#fff}footer .footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}
small{color:#8995af}.hide{display:none!important}
@media(max-width:900px){nav{display:none}.menu{display:block;margin-left:auto}.hero h1{font-size:40px}.grid,.grid.four,.calcwrap,.trust,footer .footgrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.hero{padding:50px 0}.hero h1{font-size:35px}.grid,.grid.four,.calcwrap,.trust,.row,footer .footgrid{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.nav{padding:12px 15px}.container{padding:0 15px}}


/* LoanEssy v6 — U.S. finance theme */
:root{--navy:#0b1f3a;--navy2:#12345b;--red:#c62828;--blue:#1f5fae;--ink:#142033;--muted:#64748b;--bg:#f5f8fc;--card:#fff;--border:#dbe3ee;--shadow:0 10px 30px rgba(11,31,58,.08);}
body{background:var(--bg);color:var(--ink);}
.top{background:var(--navy);color:#fff;letter-spacing:.01em}
header{background:#fff;border-bottom:1px solid var(--border);}
.brand{font-weight:900;letter-spacing:-.04em;color:var(--navy)!important}
.brand span{color:var(--red)!important}
nav a{color:var(--navy)!important;font-weight:700}
.hero{background:linear-gradient(135deg,var(--navy) 0%,#163d69 62%,#214f83 100%);color:#fff}
.hero h1{letter-spacing:-.04em}
.hero p{color:#e8eef7}
.btn{background:var(--navy);border:1px solid var(--navy);border-radius:9px;font-weight:800}
.btn:hover{background:var(--red);border-color:var(--red)}
.card{background:var(--card);border:1px solid var(--border);box-shadow:var(--shadow);border-radius:14px}
.card h3{color:var(--navy)}
.pill{background:#eaf1fa;color:var(--navy);border:1px solid #d6e3f3}
input,select{border:1px solid #cbd5e1;border-radius:9px}
input:focus,select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(31,95,174,.12);outline:none}
.result,.results{border-color:#cbd8e8}
.adslot{border:1px dashed #b9c5d4;background:#fbfcfe;color:#7b8797}
footer{background:var(--navy);color:#dbe7f5}
footer a{color:#fff}
footer .brand{color:#fff!important}
footer .brand span{color:#ff6b6b!important}

/* LoanEssy Professional UI Refresh — 2026 */
:root{
 --navy:#0b1f3a;--navy2:#153b68;--red:#c62828;--red2:#a91f1f;--blue:#1f5fae;
 --gold:#f4bd4f;--ink:#142033;--muted:#64748b;--bg:#f5f8fc;--card:#fff;--border:#dbe3ee;
 --shadow:0 12px 35px rgba(11,31,58,.08);--shadow2:0 20px 55px rgba(11,31,58,.14);
}
body{background:var(--bg);color:var(--ink)}
.container{width:100%}.top{padding:9px 0;font-size:12px}.topinner{display:flex;justify-content:space-between;gap:20px}.toplinks{opacity:.82}
header{box-shadow:0 1px 0 rgba(11,31,58,.04)}.nav{min-height:72px}.brand{font-size:28px}.brand span{color:var(--red)!important}.nav-cta{background:#eef4fb;color:var(--navy);padding:10px 14px;border-radius:9px;font-weight:800;font-size:13px}.nav-cta:hover{background:#e2ebf7}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#07172d 0%,#0d2b4f 50%,#1e4f82 100%);padding:78px 0 72px}.hero:after{content:"";position:absolute;width:520px;height:520px;border:1px solid #ffffff18;border-radius:50%;right:-190px;top:-250px;box-shadow:0 0 0 60px #ffffff08,0 0 0 120px #ffffff04}.hero-inner{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:60px;align-items:center;position:relative;z-index:1}.eyebrow{font-size:11px;letter-spacing:.14em;font-weight:900;color:#b9d3f4;margin-bottom:13px}.eyebrow.dark{color:var(--red)}.hero h1{font-size:60px;max-width:760px;margin:0 0 20px;letter-spacing:-.055em}.hero h1 span{color:#f4bd4f}.hero p{font-size:19px;max-width:680px;margin-bottom:26px}.hero-actions{display:flex;gap:10px;flex-wrap:wrap}.btn-gold{background:var(--gold)!important;color:#161616!important;border-color:var(--gold)!important}.btn-ghost{background:#ffffff10!important;border:1px solid #ffffff40!important;color:#fff!important}.hero-points{display:flex;gap:18px;flex-wrap:wrap;margin-top:18px;color:#dce9f8;font-size:12px;font-weight:700}.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:25px;box-shadow:var(--shadow2);max-width:390px;justify-self:end}.mini-label{font-size:10px;color:var(--red);font-weight:900;letter-spacing:.12em}.hero-card h2{font-size:16px;margin:7px 0}.demo-payment{font-size:42px;font-weight:950;letter-spacing:-.04em;margin:2px 0 18px}.demo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:18px}.demo-grid div{background:#f5f7fa;border-radius:10px;padding:10px}.demo-grid small{display:block;color:var(--muted);font-size:10px}.demo-grid b{font-size:12px}.hero-card>a{color:var(--blue);font-weight:850;font-size:13px}.adslot{min-height:92px}.adslot-top{margin-top:26px}
.section{padding:54px 0}.section-head{display:flex;justify-content:space-between;gap:25px;align-items:end;margin-bottom:22px}.section-head h2{margin-bottom:6px}.text-link{color:var(--blue);font-weight:850;font-size:13px}.grid.three{grid-template-columns:repeat(3,1fr)}.featured-card{border-top:3px solid var(--red)}.card{transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.card:hover{transform:translateY(-3px);box-shadow:0 16px 40px rgba(11,31,58,.11);border-color:#c7d5e7}.card .btn{margin-top:3px}.compact-section{padding-top:15px}.why{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center;background:#fff;border:1px solid var(--border);border-radius:22px;padding:42px;margin-top:25px;box-shadow:var(--shadow)}.why-copy h2{font-size:36px;letter-spacing:-.035em;margin:0 0 12px}.why-copy p{color:var(--muted);max-width:580px}.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.trust-item{background:#f7f9fc;border:1px solid var(--border);border-radius:14px;padding:18px}.trust-item strong{display:block;font-size:17px}.trust-item span{display:block;color:var(--muted);font-size:13px;margin-top:3px}.article-home{max-width:980px}.article-home h2{font-size:36px;letter-spacing:-.035em}.article-home>p{font-size:16px;color:#4a586d;max-width:880px}.article-columns{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin-top:25px}.article-columns>div{border-left:3px solid #dbe6f4;padding-left:17px}.article-columns h3{font-size:18px;margin:0 0 6px}.article-columns p{color:var(--muted);font-size:14px;margin:0}.footer-note{font-size:12px!important;color:#94a5bf!important}.footer-bottom{display:flex;justify-content:space-between;gap:15px;border-top:1px solid #ffffff18;padding-top:17px;margin-top:25px}.footer-bottom span{font-size:11px;color:#8293ad}
.mobile-nav{position:fixed;inset:0;z-index:100;display:none}.mobile-nav.open{display:block}.mobile-backdrop{position:absolute;inset:0;background:rgba(4,14,28,.55)}.mobile-panel{position:absolute;right:0;top:0;height:100%;width:min(330px,88vw);background:#fff;padding:86px 22px 25px;box-shadow:-20px 0 60px rgba(0,0,0,.18);display:flex;flex-direction:column;gap:7px}.mobile-panel a{padding:14px 12px;border-radius:10px;font-weight:800;color:var(--navy)}.mobile-panel a:hover{background:#f1f5f9;color:var(--red)}.mobile-close{position:absolute;right:18px;top:20px;border:1px solid var(--border);background:#fff;border-radius:9px;padding:8px 11px;font-size:20px}.menu{font-size:23px;line-height:1;width:44px;height:44px}
@media(max-width:900px){.hero-inner{grid-template-columns:1fr;gap:32px}.hero-card{justify-self:start;width:100%;max-width:520px}.hero h1{font-size:48px}.nav-cta{display:none}.why{grid-template-columns:1fr}.toplinks{display:none}}
@media(max-width:600px){.top{font-size:11px}.hero{padding:54px 0 48px}.hero h1{font-size:38px}.hero p{font-size:17px}.section{padding:40px 0}.section-head{align-items:start;flex-direction:column;gap:8px}.hero-card{padding:20px}.demo-payment{font-size:37px}.demo-grid{grid-template-columns:1fr}.why{padding:27px 20px;margin-left:0;margin-right:0}.why-copy h2,.article-home h2{font-size:29px}.article-columns{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.nav{min-height:64px}.brand{font-size:25px}}

/* v10 fix: keep side padding on <main class="container section"> */
main.container.section{padding-left:20px;padding-right:20px}
@media(max-width:600px){main.container.section{padding-left:15px;padding-right:15px}}
/* v15 fix: .grid.three overrode the mobile 1-column rule and caused sideways scroll */
.card{min-width:0}
@media(max-width:900px){.grid.three{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.grid.three,.grid.four{grid-template-columns:1fr}}